Why Your Pet Needs Liability Insurance (And What It Actually Covers)

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7. Advice on Selecting the Appropriate Liability Insurance

  • Verify whether pet liability is covered by your current renters’ or homeowners’ insurance policy

  • Inquire about coverage limitations or breed exclusions

  • If your pet is more dangerous, think about raising your general liability limit

  • If you require more protection, look into options for separate pet liability insurance

  • In the event of a claim, maintain documentation of your pet’s past behavior, training, and immunizations

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