Why Your Pet Needs Liability Insurance (And What It Actually Covers)
ByOlivier
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4. Does Pet Liability Get Included in Renters’ or Homeowners’ Insurance?
Pet liability is automatically covered by some renters’ and homeowners’ insurance plans, albeit the terms and coverage differ. Many insurance companies ban certain breeds or won’t cover exotic pets or animals with a violent past.
For instance, certain insurance companies may not cover common liability coverage for dogs like Rottweilers, Pit Bulls, or Doberman Pinschers. Standalone pet liability insurance may be required if your pet is not covered by your home policy or if you require more coverage than your policy provides.
