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Why Your Pet Needs Liability Insurance (And What It Actually Covers)

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1. Pet Liability Insurance: What Is It?

One sort of coverage that covers potential harm or damage your pet may cause to other people is pet liability insurance. Although some policies restrict specific dogs or breeds, it is usually covered by homeowners’ or renters’ insurance. For further protection, standalone pet liability insurance plans are also offered.

If your pet is determined to have caused harm, this insurance helps cover settlements or judgments, medical costs, legal fees, and property damage.

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