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The Ultimate Guide to Pet Insurance: What Every Pet Owner Needs to Know in 2025

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1. Pet Insurance: What Is It?

A pet insurance coverage covers your pet’s medical costs and reimburses you for qualified veterinary services. Pet insurance usually requires you to pay the veterinarian immediately before filing a claim for reimbursement, in contrast to human health insurance.

The majority of plans are monthly subscriptions that operate on a reimbursement model, meaning that you will pay the veterinarian bill up front and receive a percentage of the refund once your claim has been processed.

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