The Real Cost of Owning a Dog in 2025: Budgeting for Food, Vets & Insurance
Toys, Beds, and Everyday Items
Toys, feeding bowls, leashes, collars, and beds are necessary items—especially in the first year. These initial purchases usually cost between $100 and $200. Over time, these items wear out or need upgrades, so plan to spend another $50 to $150 annually on replacements.
Dogs who love to chew or play rough may go through toys quickly. Buying in bulk and selecting long-lasting products can help reduce frequent replacement costs.
Training, Boarding, and Walking Services
If you travel often or work long hours, you may need additional services such as dog walking, daycare, or boarding. A 30-minute walk typically costs $15 to $30. Dog daycare may range from $25 to $50 per day. Overnight boarding usually costs between $40 and $100 per night.
Professional training, especially during the puppy stage, can be a smart investment. Training programs often cost between $100 and $500 depending on location and type of instruction.
