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The Real Cost of Owning a Dog in 2025: Budgeting for Food, Vets & Insurance

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Pet Insurance

In 2025, more people are choosing pet insurance to manage rising veterinary bills. Basic coverage for accidents and illnesses typically costs between $30 and $50 per month for young, healthy dogs. Older dogs or certain breeds prone to health conditions may cost $50 to $80 per month.

While insurance doesn’t cover everything, it can significantly reduce the financial burden in case of a serious health issue. Some policies also cover chronic conditions, prescriptions, and diagnostic tests. It’s important to carefully compare plans and pick one that fits your needs and budget.

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