Best Credit Cards for Pet Expenses: Rewards & Cashback in 2025
2. What to Look for in a Pet-Friendly Credit Card
2.1. A Lot of Cash Back on Everyday Purchases
Find a card that gives you at least 1.5% to 2% back on all of your purchases. A lot of pet-related purchases are made at grocery stores, retail stores, or online stores.
2.2. Extra Categories That Fit Pet Spending
Some cards give extra benefits at certain locations or categories, such as supermarkets, pharmacies, or big-box stores that sell pet products.
2.3. No Fee Every Year
If you mostly use the card for pet expenses, picking one without an annual fee will help you get the most out of your benefits.
2.4. 0% Intro APR Offers
If you pay off your card during the promotional period, you can use it to cover big vet expenses or emergency costs without paying interest.
2.5. Options for Flexible Redemption
Pick a card that makes it easy to get your rewards, like as statement credits, gift cards, or direct deposits.
