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Understanding Closing Costs: What Homebuyers Need to Know in 2025

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7. Is it possible to include closing costs in your mortgage?
It is possible to incorporate closing expenses in the mortgage in certain situations. We refer to this as “rolling in the closing costs.”

This tactic is most effective when:

You are eligible for a loan with no closing expenses, which include fees in the interest rate.

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Some or all of the expenses can be financed by your lender.

A larger loan amount is supported by the appraised value.

Remember that financing closing costs entails gradually paying interest on such fees.

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